Vancouver Financial Planning for Business Owners

Manage Costs and Minimize Taxes

• Is your business running in the most tax efficient way? Could you be saving more? Our financial advisor will work with you to engineer a financial game plan for your business. We`ll work with you to analyze your small business for opportunities to increase your profits and implement the right tax minimization strategies. These are just a few ways Stratego Financial/Manulife Wealth Inc. can help:
  • We set up CRA-approved trusts (i.e., Health and Welfare Trusts or Personal Health Savings Plans) which allow you to write off your medical and dental expenses against the profits of your business.
  • We utilize insurance strategies as a means for tax deferral.
  • We work with accountants and assist our clients in selecting the most appropriate choice of investments to meet their goals.
  • We can offer Banking solutions through referral which allow for high interest savings accounts, lines of credit, etc.
  Let us guide you in building a tax efficient game plan for your business.

Attract and Retain Employees

• High employee satisfaction is a key indicator in companies with low turnover rates. We offer group insurance and investment products that attract new employees and encourage current staff to stay long term. Whether you are a sole practitioner or have several staff members, we will work with you to develop the right group investment (RRSP or DPSP) and group benefits program to show your employee`s that you value them. Let us help you find the best cost-effective, quality solutions that reward your staff and support their needs.

Personal Loans, Lines of Credit, Banking Services upon Referral

• Having trouble looking for the right tool or service to help you grow your business? Stratego Financial/Manulife Wealth Inc. has the relationships to get you the best rates and most competitive financial products available. Take a look at what we have to offer and contact us to learn more about taking advantage of these tools.

Business Contingency Planning

• What will happen to your business if something happens to you? What will happen to you if something happens to your business? We`ll help you tackle the uncertainty and answer all the "what ifs" with our expertise in business contingency planning and management. We implement risk mitigation strategies for small businesses as well as self-employed individuals. From implementing life insurance and/or disability to fulfill a buy-sell agreement to putting together a strategy to keep your business going should you become disabled, we will work with you to ensure your goals are fulfilled and your worries are eased. Contact us for more information and a complimentary consultation.

Succession Planning and Estate Planning

• The process of stepping down from your company can be difficult with your identity often closely tied to the business or the potential for intra-family conflicts high. Stratego Financial/Manulife Securities provides Succession Planning and Estate Planning services to help maximize the value of your business and ease your transition from your company. We work with professional accountants and solicitors to:
  • Review your strategic options
  • Choose the best succession planning and estate planning strategies
  • Define the implementation process
  • Optimize the results
  Contact us for a complimentary consultation on your current and future succession planning and estate planning strategies.

Capital Preservation and Wealth Accumulation

• As time passes, your personal and business priorities change alongside your investment mindset. We work with business owners to self-appropriate investments for their needs. Whether it`s preserving capital for your next acquisition or investing for growth, we can help. Start investing smarter for your future with a complimentary consultation today.

Individual Pension Plans

• Individual Pension Plans (IPP) are tax-driven registered pension plans catered to individuals who would like to gain more retirement savings than what an RRSP can offer. This can be a great pension plan for business owners and complementary to your employee benefits packages. Contact Stratego Financial/Manulife Wealth Inc. and we can help you decide if this is the right product for you and your business.

Retirement Lifestyle Planning

• Are you and your business headed in the right direction? Are you going to fulfill your dreams in retirement? These are just some of the questions to consider when planning for retirement. Stratego Financial/Manulife Wealth Inc. implements a 5 Step Process to map out the best possible strategy for your future and the future of your business. From wealth management to choosing the right insurance products and investment products, we`ll work with you every step of the way to design the best retirement possible for you. Contact us for more information and a complimentary consultation.